CHICWISH

 

We accept the following methods of payment:
Visa(Debit/Credit), MasterCard, PayPal and Boleto Bancário, Itaú, Bradesco, Banco do Brasil(for Brazil customers)

 

Which credit cards do you honor?

We currently accept major international credit cards including Visa, MasterCard.  Chicwish guarantees that your online transaction will be secure and that your credit information will be protected.  We guarantee that you will not be billed for any additional charges not associated with the order. (Please note that all of our transactions are charged by US dollars, your bank may charge you a small amount of currency exchange fees if your local currency is not USD)


How to use Boleto Bancário, Itaú, Bradesco, Banco do Brasil? (Brazil customers only)


What are Verified By Visa (VbV) and MasterCard SecureCode (MCSC)?

VbV and MCSC are simple-to-use services which confirm your identity with a personal password when shopping online, giving you an extra layer of security and protection.

Once your Visa or MasterCard is activated you will be able to quickly input your password at checkout and protect your card from unauthorized use online.

How the services work...

1. First, activate your card – Easily enroll in the programs by logging onto your Visa/MasterCard Bank’s website to register and create your password.

2. Shop at Chicwish (a VbV & MCSC participant merchant) - When you are ready to make an online purchase:

o    1. Enter your credit card information, as usual, click Submit.

o    2. At this point, Visa or MasterCard will recognize you as a registered participant and give you a screen with your details and prompt you for your password. Don’t forget to check your Personal Message. Note: This communication is only between you and your card Issuer. Your personal information and password is never shared with Chicwish or any participating merchant.

o    3-A. VBV / MCSC code available - Enter the secure password in the VbV / MCSC window and choose Submit. Your password will be validated, your identity verified, and the transaction completed quickly, as usual. 

o    3-B. VBV / MCSC code not available –  You may need to click the enroll button and enroll for  Verified By Visa (VbV) / MasterCard SecureCode (MCSC) at real time on your bank confirmation page or you may need to call your bank service hotline to enroll. 

 
Please note: Chicwish cannot accept credit card that dont enroll in Verified By Visa (VbV) / MasterCard SecureCode (MCSC) to prevent fradulent payment.

                    If your credit card does not enroll, please make your payment via Paypal.


3. Orders complete – Your online order has been completed. Chicwish will email you an order confirmation. Thank you for shopping at Chicwish.com.

(These programs have been implemented to provide credit card holders with more security when purchasing online. When an item is purchased through a traditional store using a credit card the merchant requires a signature on the receipt of the purchase to verify that the credit card being used is in fact the property of the credit card holder. With electronic businesses, this becomes difficult as it is sometimes hard to receive a signed receipt upon purchase.

When a purchase is made online through a website that has initiated MasterCard SecureCode or Verified by Visa, the credit card holder is required to enter their personal code that they have registered with their bank. This personal code acts in the same way a PIN does with an ATM card or HandyCard; it verifies that the credit card holder owns the card and is in fact making the purchase legitimately.

This means added security for you, the credit card holder, as no-one can use your credit card online fraudulently as they do not have the personal code, and it also means the merchant can identify that the order is a verified order and so requires less reference checking.)

 

Is the Chicwish website secure? What security features are in place to safeguard my information?

Security is a top priority at Chicwish. When you submit sensitive information via the website, your information is protected both online and offline. 
When our registration/order form asks you to enter sensitive information (like your credit card number), the information is encrypted and is protected with the best encryption software currently available in the industry - SSL. Chicwish.com uses the most advanced form of SSL software available: 128-256-bit encryption by GeoTrust. To learn more about SSL, follow this link www.geotrust.com. Access to all of our users' personal information is restricted and we do not store your financial information.


All employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policy is added, our employees are notified and/or reminded about the importance we place on privacy and of what they can do to ensure that our customers' information remains protected.

*About Fraudulent Payment

All fraudulent payment, chargebacks or chargebacks that were filed without going through our specified refund steps will result in a $350 research fee. That fee is a binding debt and we can use collection tactics to retrieve it.

Boleto Bancário, Itaú, Bradesco, Banco do Brasil